Fair Credit Reporting Act:

Under the Fair Credit Reporting Act you have the right to notify us if you believe we have reported inaccurate information about your account to any Credit Reporting Agency. Such notices should be sent in writing and include your complete name, current address, loan number, the last four digits of your social security number, daytime number, and details of the specific information, which you believe is inaccurate. A copy of the actual credit report in question should be included, if available. Send your notice to:

Flat Branch Mortgage Inc.
Attention: Customer Service
P.O. Box 843084
Kansas City, MO 64184-3084